Our government said that our stock market was safe (Worng) now they say our houses are safe, who should we believe? Real Estate agents Governments or should we watch what is happening around the world?
On June 1, 2010, In australian stock market, by admin
On May 11, 2010, In flee market, by admin
It is scary when the money you were counting on for retirement, education, or your home is rapidly declining in value. Don’t panic though. Here are some 5 tips to help you survive:
1. People are living longer:
Males that reach the age of 65 nowadays will have a 49% chance of living to 86. Women will have a 49% chance of living to age 89. With that in mind, it’s obvious that you will still need the help of equities (stocks and stock mutual funds) to help you grow your portfolio and keep ahead of taxes and inflation.
Don’t abandon these investments.
2. Rebalance where necessary.
Take a look at your portfolio winners. If you had targeted say 20% in international and it is now 30% of your portfolio. Sell enough to bring it back down to 20% and use that cash to invest in another sector that you don’t own. Remember that you don’t have a realized loss until you sell. Take just enough of a loss to offset the gain that you took above, and then you will pay no tax on the transaction.
3. Diversify.
Don’t have any winners? Then you weren’t diversified enough to begin with. You should have had enough in each asset class (large-cap, mid-cap, small-cap, international, etc.) and each style (growth, value, blend, balanced, etc.) to create an investment plan to reach the return you need with the risk you are comfortable with, and in the time period that you targeted. Believe it or not, there are some mutual funds that have managed to keep their returns higher than the more than 23% loss of the S&P500 Index this year. There are a lot of free resources such as morningstar.com that will give you the data you need to diversify and feel better about your holdings.
4. Make decisions now.
Act now. Don’t look for bottoms. You don’t ever know where the bottom is but you do know that stocks are steadily getting cheaper and there are some fantastic buys out there. You may not have control over the market but you do have control over what you buy and what you sell. Don’t wait.
5. Get a guaranteed income for life.
Along with positions of cash, bonds, and equities, a fixed annuity should play a part in a portfolio of someone close to working part-time or retiring altogether. An annuity is an insurance contract that in return for a lump sum of money gives you a steady fixed stream of income that is guaranteed for your life or the life of you and your spouse. For people who want to spread out their risk, this is an excellent addition to a portfolio. The downside is that you don’t get any inflation protection since the payments remain the same. The upside is that you get an income stream guaranteed by the insurer so you don’t have to worry about managing the money. Of course, you need to make sure the insurer is financially strong enough to be able to pay you throughout the term of the contract.
People like Floyd Odlum made millions during the Great Depression, not by fleeing into cash and bonds but by buying into stocks as the market dropped. His motto during the crash was: “There’s a better chance to make money now than ever before.”
Don’t lose this opportunity to arrange your portfolio to meet your future needs. Follow the five steps above, and you won’t have to worry about what the stock market is doing ever again.
On April 30, 2010, In compare market, by admin
I own 2 houses and I don’t know whether to get out with a loss now or wait?
One is my residence the other is a rental. I have no loans. Thanks
On April 2, 2010, In canadian stock market, by admin
What happens to the country to the country of Canada if the market falls? Right now the DOW Jones is losing its ground and the Canadian TSX is doing great! But, it seems very certain that the US economy is going to the S#**er and will this bring Canada down? Is the Canadian financials safe? If the XLF (US Financials) fall, what does that mean for the Canadian financials?
Thank you
On March 29, 2010, In australian stock market, by admin
The recent Australian stock market crash is the most prolific since the crash of October 1997. For many this devastating news, however it presents an unbelievable opportunity in terms of investing in forex. Sure you could ’see out the cycle’, but maybe it is time to discover the clear benefits and advantages of investing in foreign exchange as opposed to the stock market.
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Why Forex Beats Stock
Forex or foreign exchange is truly a 24 hour market – there is always activity and it not dependent on 1 main location – as the stock exchange is with the NYE. The forex market is not locked into the bull vs bear mentality as is the case with the stock market- this recent crash is a glowing example of the ‘bear’ as investor’s were reacting to the US sub prime crisis. In foreign exchange one currency is traded for another- so there is always a currency which is profitable to invest in. Further to this rises of interest rates have little effect on the FX market- if anything they tend to strengthen a currency.
The major reason why forex is more profitable than stock is because of the limited amount of units there are to invest in. On the New York Stock Exchange for example there are approximately 8000 stock issues. In foreign exchange there are 4 main currencies and 32 second tier currencies. This makes it much simpler to predict and invest based on trends and statistical data.
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How To Profit From Forex
Firstly it is advisable to favour medium term trades – these have been shown to be consistently more profitable As Justin Kuepper, regular contributor to Investopedia.com suggests choosing a medium term trade will “help you save money and ultimately become a profitable retail forex trader”. The general idea is to make small wins and no losses as opposed to large wins and large losses.
Secondly it is important to be able to predict trends and minimize risk. There are various forex trading software options which will help you devise your strategy with the minimum amount of risk- this will help you develop your own forex killer system.
Finally you need to know when to act upon a trend with precise timing so that you can further maximize profit and minimize risk.
Conclusion
The recent Australian stock market crash is bad news, however it further back the argument that forex trading is more profitable and stable than stock. Perhaps you should consider investing in foreign exchange sooner rather than later- who know when the next crash will be due.
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On February 11, 2010, In dow stock market, by admin
amazon.com
It was a day that recorded the biggest percentage decline in the history of Wall Street: 22 percent. That was double the drop during the famed stock market crash of 1929, but there were many differences between the two events, as you will see from interviews with Charles Schwab, Robert Hormats, as well as ABC News reports from the opening of the Asian markets. ABC News takes you back to October 19, 1987.
On February 8, 2010, In dow stock market, by admin
Product Description
Bring the depth, clarity and focus of The New York Times, and the great sights and sounds of important worldwide events as they develop – into your classroom. Each program provides background information and learning activities to stimulate comprehension and inquiry. This video examines possible causes of the stock market crash of October 1987.
On October 13, 2009, In compare market, by admin
On October 13, 2009, In dow stock market, by admin
The question is: is not the stock market crash? The question is not will the stock market RIGHT. Hey, it really happened. Have you noticed the numbers of late Friday in the three major indexes? However, neither are we facing a depression-style reduction of stocks market 90%. Enough people commit suicide with Dow 7,000. It is necessary to descend to 1,200 (90% decline). While last weeks 778 point Dow drop was greater for each day the fall of a single point of days, could even approach a percentage drop. But let's be realistic. For the year the Dow has fallen more than 3,100 points, the Nasaq by over 700 points and the S & P 500 almost to 400 points. Ouch! 
And the reality of everything is very little future, when the 3T 401k and realities of financing other retiurement arrive by mail. The deposit of $ 700 billion U.S. dollars out can not change these numbers and I doubt if you can change 4T pain either. Let's be realistic about the state of the economy here in the U.S. and worldwide.'s not going into a depression when you are depressed! Shortly before Thanksgiving (it can be said immediately after the elections?) , Paulson will start buying process about 250 million of assets without value. And then, before he can spend more money, there will be a new president. That does not mean that things will change radically because even if McCain, who will be dealing with a Democratic Congress more balanced. Ah, the banks of reality! 
will accumulate capital, credit markets stay tight, and loans will be even more expensive. Unemployment will decline further. Can you say 6. 5% unemployment at some point in the 1Q of '09, at the latest? There will be a happy Christmas, or at least not as happy as consumers sought. , Do not forget that we live in a global economy continues to weaken. The euro is to fill the tank and banks in Europe are folding. Oil has had. The party is over! I smell $ 75 a barrel, regardless of what Chavez would like to see or what OPEC could do. How far the Dow falls is anyone's guess, but I think it is much less than people think-or want. As Richard Russell wrote Friday, "Under Dow Theory Which principle he's followed all his life, we now have a bear market reconfirmation. "BEAR is in brrrrrr. Dow will give way to five-digit Dow digits four before we know. To me that is the defintion of the stock market crash in any terminology.
On October 5, 2009, In compare market, by admin
Is it so bad?
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